Route, accept, & scale online payments — in days, not months.

Route, accept, & scale online payments — in days, not months.

Whitelark is a production‑ready payment orchestration platform with a conversion‑optimised cashier, smart routing, and 50+ provider connections. Run it as SaaS or choose a full-code licensed solution.

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99.99%

uptime

50+

providers

24/7

support

Who it’s for

Who it’s for

Built for PSPs and high‑growth merchants

For PSPs

Run multi-brand, multi-merchant portfolios, route by issuer, geography, or cost, and launch new APMs quickly.

Multi-tenancy and advanced finance features to expand these capabilities even further coming soon.

For Merchants

A unified dashboard for deposits and withdrawals, tokenisation for one-click payments, and routing logic designed to capture every basis point of acceptance.

Supported methods include Cards, SEPA, SEPA Instant, Open Banking, Apple Pay, Google Pay, Sofort, and Blik.

Why Whitelark

Why
White Lark

Built for scale, reliability, and total control — ready for the demands of modern payments.

  • Own your acceptance rate

    Advanced routing and cascading across BINs, clients, merchants, and payment parameters, with support for 100+ rule sets.

    Automatic retries and adaptive failover logic to help maximise conversion.

  • Faster coverage, lower cost

    Access 50+ pre-integrated card providers, with new ones added within days.

  • Developer‑first

    Hosted checkout, tokenisation, REST APIs, and webhooks designed with idempotency built in.

  • Operationally proven

    Engineered for high-risk, high-load environments, with 99.99% uptime, continuous delivery of 12–15 deploys per month, and a support SLA above 90%.

  • Own your acceptance rate

    Advanced routing and cascading across BINs, clients, merchants, and payment parameters, with support for 100+ rule sets.

    Automatic retries and adaptive failover logic to help maximise conversion.

  • Faster coverage, lower cost

    Access 50+ pre-integrated card providers, with new ones added within days.

  • Developer‑first

    Hosted checkout, tokenisation, REST APIs, and webhooks designed with idempotency built in.

  • Operationally proven

    Engineered for high-risk, high-load environments, with 99.99% uptime, continuous delivery of 12–15 deploys per month, and a support SLA above 90%.

  • Own your acceptance rate

    Advanced routing and cascading across BINs, clients, merchants, and payment parameters, with support for 100+ rule sets.

    Automatic retries and adaptive failover logic to help maximise conversion.

  • Faster coverage, lower cost

    Access 50+ pre-integrated card providers, with new ones added within days.

  • Developer‑first

    Hosted checkout, tokenisation, REST APIs, and webhooks designed with idempotency built in.

  • Operationally proven

    Engineered for high-risk, high-load environments, with 99.99% uptime, continuous delivery of 12–15 deploys per month, and a support SLA above 90%.

Product in 4 modules

Four modules, one logic — manage acceptance, routing, risk, and finance within a single platform.

Checkout & Tokenisation

Hosted checkout optimised for conversion, tokenised cards for one-click and subscription flows, and native wallet support for Apple Pay and Google Pay.

Risk & Compliance

Risk &
Compliance

3DS-ready, PCI-aligned processes, tokenisation, audit-friendly webhooks and logging, with dynamic error mapping and an integrated disputes module.

Routing & Optimisation

A real-time rule builder for routing by issuer or BIN, method, geography, cost, or risk signals. Cascade across acquirers or PSPs and run A/B routing tests.

Finance & Operations

Unified reporting, reconciliation tools, acquirer and merchant finance modules, and actionable analytics.

Integrations & methods

instant

Open

Banking

Plus: multi‑currency + automatic FX handling.

Plus: multi‑currency + automatic FX handling.

Want a niche local method? Our integration pattern allows rapid additions without long vendor projects.

Book a demo

Pricing & models

Pricing
& models

Choose the model — the one that fits your business best.

SaaS

Recommended for speed

Tiered pricing per successful transaction

Flexible fee schedule

Full platform access, automatic updates, 24/7 support, and PCI processes included

Volume pricing available for PSPs and large operators

Typical timeline:

Core ready now → 1–2 weeks for account setup → 3–4 weeks to onboard your first merchants → scalable growth from month 2

Typical timeline:

Core ready now → 1–2 weeks for account setup → 3–4 weeks to onboard your first merchants → scalable growth from month 2

Request term sheet

Perpetual Code License

Freedom to build

Full end-to-end ownership of the payment rails

Complete code transfer with documentation and knowledge handover

3 months of vendor support

PCI certification guidance

Assistance onboarding your first 10 merchants

Contact sales

APIs you can ship with

The core tools for seamless plug-in — a clean API layer for payments, events, and routing.

REST API

for payments, refunds, and payouts.

Tokenisation & hosted checkout

to keep PCI scope lean.

Webhooks

for async events with idempotency and automatic retries.

Example configs

for routing rules and provider error maps.

Docs & sandbox on request.

Get sandbox access

Example configs

for routing rules and provider error maps.

Docs & sandbox on request.

Get access

REST API

for payments, refunds, and payouts.

Tokenisation & hosted checkout

to keep PCI scope lean.

Webhooks

for async events with idempotency and automatic retries.

Example configs

for routing rules and provider error maps.

Docs & sandbox on request.

Get sandbox

Security & Compliance

PCI DSS Level 1 Certified

encryption in transit and at rest, PAN vaulting on the provider side, granular access controls, and comprehensive audit trails.

encryption in transit and at rest, PAN vaulting on the provider side, granular access controls, and comprehensive audit trails.

Designed for GDPR

with native support for responsible-gaming signal integration.

Lightweight

FAQ

Do you support both deposits and withdrawals?

Yes. Whitelark supports both, with jurisdictional controls and withdraw-to-source logic.

How fast can we add a new acquirer or APM?

Typically within days, depending on provider credentials and certification.

Can a PSP white‑label the platform?

Yes. Multi-tenancy, white-label capabilities and finance modules are part of our near-term roadmap. Let us know if you'd like them prioritised.

Ready to raise your approval rate?

Get sandbox access

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Terms of Use

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Cookie Notice

© Whitelark 2026. All rights reserved.

info@whitelark.io

Terms of Use

Privacy Notice

Cookie Notice

© Whitelark 2026. All rights reserved.

info@whitelark.io

Terms of Use

Privacy Notice

Cookie Notice

© Whitelark 2026. All rights reserved.

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